Free 2026 KRA calculators for PAYE, SHIF, NSSF Tier I+II, Housing Levy, Excise Duty, Import Duty, and more. Updated for the February 2026 NSSF Year 4 rates and the 2024 AHL relief repeal. No signups. No nonsense. Just numbers.
Start calculatingEvery calculation uses current KRA rates and runs locally in your browser. Nothing gets uploaded anywhere.
Enter your gross monthly salary. We compute SHIF (2.75%), NSSF Tier I+II, Housing Levy (1.5%), and progressive PAYE — then return your net pay.
The Social Health Insurance Fund replaced NHIF in October 2024. It's a flat 2.75% of gross salary with a KES 300 minimum — and no cap.
Effective Feb 2026, Tier I is 6% on the first KES 9,000 (max 540). Tier II is 6% on KES 9,001–108,000 (max 5,940). Employee max: KES 6,480. Employer matches.
1.5% of gross salary from the employee, matched by the employer. Since Dec 2024 the AHL relief was repealed — it no longer reduces your taxable income for PAYE.
Quick excise duty estimator for common categories. Rates come from the Excise Duty Act as amended by the Finance Act. For niche goods, confirm with KRA.
Kenya uses CIF (Cost + Insurance + Freight) as the customs value. We stack Import Duty → Excise → VAT → IDF → RDL in the correct KRA sequence.
Standard VAT in Kenya is 16%. Use this to either add VAT to a net amount, or extract VAT from a VAT-inclusive figure.
When an employer lends money to an employee below the market rate, a taxable benefit arises. FBT is payable by the employer at the corporate rate of 30%. The prescribed market rate for Jan–Jun 2026 is 8%.
You know the take-home you want. We work backwards through PAYE, SHIF, NSSF, and Housing Levy to find the gross salary you need to negotiate.
WHT is deducted at source on payments like dividends, interest, royalties, consultancy fees, and rent. The payer remits to KRA and issues a withholding certificate.
Resident landlords earning residential rent between KES 288,000 and 15M per year pay a flat 7.5% on gross rent. No deductions or expenses claimed. Return due by the 20th of the following month.
Small businesses with annual turnover between KES 1M and 25M pay 1.5% on gross sales (reduced from 3% by Finance Act 2024). Filed monthly by the 20th. Simpler than regular income tax — no expenses to track.
You have a total budget for a landed car in Kenya. We work backwards through Import Duty, Excise, VAT, IDF, RDL, and typical clearing costs to tell you the CIF value you can afford to pay in Japan (or the UK).
We track every Finance Act, KRA notice and NSSF phase. The 2026 Tier 4 NSSF rates, SHIF replacing NHIF, and the repealed AHL relief are all reflected here.
Every calculation runs in your browser. Nothing leaves your device. No account, no cookies tied to your salary, no email bait.
You get a full breakdown every time — not a single black-box number. Useful for checking your payslip or negotiating a job offer.
Kenya uses a five-band progressive PAYE system: 10% on the first KES 24,000, 25% on the next 8,333, 30% on the next 467,667, 32.5% on the next 300,000, and 35% on anything above 800,000 per month.
Before applying the bands, your employer deducts NSSF, SHIF (2.75%), and any pension or mortgage interest contributions to arrive at your taxable income. The tax calculated is then reduced by the KES 2,400 monthly personal relief (plus insurance relief if applicable) to give the PAYE payable.
From February 2026 (Year 4 of the NSSF Act 2013), contributions apply in two tiers: Tier I is 6% on the first KES 9,000 of pensionable pay (max KES 540), and Tier II is 6% on KES 9,001–108,000 (max KES 5,940).
The maximum monthly employee contribution is KES 6,480, and the employer matches this amount exactly. NSSF is a pre-tax deduction, so it reduces your taxable income for PAYE.
No. SHIF (Social Health Insurance Fund) replaced NHIF on 1 October 2024. Unlike NHIF's banded contributions with a fixed maximum, SHIF is a flat 2.75% of gross salary with a KES 300 minimum and no upper cap.
SHIF is a pre-tax deduction, so it reduces your taxable income before PAYE is calculated.
No — the AHL relief was repealed in December 2024. The 1.5% Affordable Housing Levy is still deducted from your take-home, but it no longer reduces your taxable income for PAYE purposes.
If you see an older payroll calculator deducting AHL before PAYE, it's out of date and will under-compute your tax.
The standard VAT rate is 16%. Selected petroleum products are taxed at 8%, and zero-rated supplies (exports, basic foods) at 0%. Under eTIMS, you can only claim input VAT with a valid electronic invoice bearing your PIN, and claims must be made within 6 months.
PAYE is due by the 9th day of the following month, along with NSSF, SHIF, the Housing Levy, and Fringe Benefit Tax. VAT and Turnover Tax returns are due by the 20th. Withholding Tax must be remitted within 5 working days of deduction.
No. Every calculation runs entirely in your browser using JavaScript. Your salary, loan, CIF value, or any other figure you enter is never transmitted to our servers or stored anywhere. See our privacy policy for the full details.
Use our Net → Gross calculator. Enter your target take-home pay and we work backwards through PAYE, SHIF, NSSF, and Housing Levy to find the gross salary your employer would need to offer you. Accurate to the shilling.